Have you ever used the internet to make a purchase? To get directions to a specific address? To send an email message? In this digital age, many of us use the internet for the majority of our communication with the outside world. We make purchases and interact with our financial institutions, checking our accounts, paying our bills, and making investments. But what happens if you become incapable of accomplishing these online tasks during your lifetime? Read more
Do you have a financial power of attorney? Having one would allow you to choose someone you trust to handle your affairs when you can’t. It is a written legal document that gives another person — your “agent” or “attorney in fact” — the ability to make binding legal and financial decisions on your behalf. Without a power of attorney, if you become physically or mentally unable to manage your affairs, your family may have no choice but to ask a court to appoint a guardian to handle those affairs. This can be a time-consuming, unpleasant, and expensive legal process. Regardless of your age or health, it is important to plan now for the unexpected. Read more